Home Loan Programs If you’re Shopping for your first house or moving on to something even better, We offer competitive rates and a variety of mortgage options. Loans for new construction and investment property. Fixed Rate LoansYour interest rate won’t change for the life of your home loan. Learn More VA LoansVA loans help veterans purchase properties with no down payment. Learn More FHA LoansFHA loans feature no income limits & low down payment. Learn More Explore More Loans The Right Help, At The Right Time. Heroes on the battlefield are still heroes when they finally come home – not a single one should ever fall through the cracks. That is the simple idea that drives us and VABA to stand together to fight for solutions that change lives.