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Florida USDA Loan

USDA loans are insured by the United States Department of Agriculture. The USDA Rural Development Guaranteed Housing Loan is intended to serve low to middle-income families purchasing homes outside of metropolitan cities. Get started now, call (239) 734-8121 No Down Payment – No Money Down Home Loan. A USDA Home Loan allows you to finance 100% of the home’s value. That means you can keep your hard-earned money in your pocket.

Less than Perfect Credit Scores — OK

Your USDA Home Loan Approval normally requires a middle credit score of 620. Let’s talk further to determine your eligibility.

Low 30 Year Fixed Rates — Easier to Qualify

USDA loan rates are locked on a 30 Year Fixed Term which provides mortgage payment stability throughout the life of your loan. Interest Rates remain at near record lows making home ownership more affordable than ever!

Closing Cost Maybe Rolled into Your USDA Loan

The USDA Rural Development Loan allows you to finance (roll in) your closing cost up to the new appraised value of your home. Your cash needed to close may be a few hundred dollars.